Loan Programs

Hebrew Free Loan of San Diego provides a variety of interest-free loan programs to assist Jewish individuals in San Diego county overcome financial challenges and pursue life dreams. See eligibility requirements.

Establish which loan type below is right for you.

If you are not sure, please call (858) 345-8018 or email info@hflsd.org.

Israel Emergency Loan Program

To provide a “hand up” during the Middle East conflict, HFLSD is offering an Interest-Free Israel Emergency Loan Program to San Diego Jewish community members. These loans are designed to provide immediate relief for urgent needs—safeguarding your financial well-being so you can focus on what matters most: the safety of your loved ones and the resilience of our community. Support is available now if you may need to send financial assistance to loved ones in Israel who may be struggling to meet their basic needs during this time. Loans are up to $5,000 and can be turned around within days. Standard application requirements apply to this loan program.

Click here to apply

Icon/header for Life Cycle Loans up to $15,000

Family Continuity (adoptions, fertility – max. $15,000); Jewish Education (summer camp, preschool, day school – $7,500); Life Cycle (bar/bat mitzvot, weddings, funerals, etc. – max. $5,000)

Icon for Personal Needs Loans up to $10,000

General (used cars, new home expenses, utilities, computers, Israel trips – max. $5,000); Special needs (mental, physical, developmental – max. $7,500); Debt Consolidation (max. $10,000)

Icon for Loan for Education Loans up to $20,000

Undergraduate, graduate, professional and vocational training (max. $5,000/year for undergraduates; $10,000/year for graduate & vocational students)

Healthcare up to $10,000 icon

Medical and dental expenses, home healthcare, In-Home Modifications expenses (max. $10,000)

Parents & Children in Crisis up to $5,000 icon

Parents that need assistance, victims of domestic violence or households going through dissolution (max. $5,000)

Icon for Small Business Loans up to $20,000

Funds to launch and expand a businesses (max. $20,000)

Icon for Emergency Loans up to $2,000

Rent, utilities, food, shelter, transportation, and other needs (max. $2,000)

icon for Recently Unemployed Loans up to $12,000

Ease financial pressure while seeking new job (Up to $2,000/month for 6 months; max. $12,000 total)

icon for aging/elderly care up to $10,000

Assistance for needs associated with the senior community (max. $10,000)

Guarantors

At Hebrew Free Loan of San Diego, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old, lives in California and has a credit score of 670 or better. A friend, family member or employer are examples of a guarantor.