Life Cycle Loans
Life Cycle Loans provide a multitude of opportunities, including Family Continuity Loans to help with adoption and fertility-related needs, Jewish Education loans to help pay for summer camp, preschool, or day school and Life Cycle Loans to provide assistance to help cover costs for Jewish life cycle events such as bar/bat mitzvoth, britot milah, weddings, and funerals. (Up to $15,000)
Family Continuity Loans
Up to $15,000
- Adoptions – Get help with the costs of international or domestic adoptions. Loans are available to individuals or couples.
- Fertility – Fertility treatments can be expensive. Get help with the costs of fertility treatments, including IVF (in vitro fertilization), IUI (intrauterine insemination), cryopreservation (freezing of eggs, sperm, or embryos), embryo adoption, or surrogacy. May also cover diagnostic testing. Loans are available to individuals or couples.
Note: For Family Continuity Loans, parent(s) are required to indicate on the application that they intend to raise their child(ren) Jewish.
Jewish Education Loans
Up to $7,500
These loans make it possible for children to experience and learn about the Jewish experience and traditions. Costs of Jewish summer camp, preschool, or day school may be eligible.
Life Cycle Loans
Up to $5,000
These loans make it possible for couples or families to hold modest celebrations and remembrances, in keeping with Jewish tradition.
- Get help with the costs of celebrating a festive occasion such as a wedding, a brit milah, a bar/bat mitzvah or the expenses of b’nai mitzvah study and preparation.
- Loans can also assist with burial or funeral expenses for a loved one.
HFLSD’s interest-free loan program is available to residents of San Diego County. You must be at least 18-years-of-age and a member of the Jewish community to apply. Depending on the size and purpose of your loan request, you may be required to provide 2 guarantors for your loan. Guarantors must be over 25 years old and at least one guarantor must be a resident of California. Please do not let the guarantor requirement keep you from submitting your application. Please complete the secure application form and a member of the HFLSD staff will be in touch as soon as possible regarding your application, guarantor(s) and next steps.
