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Thank you for your interest in applying for a loan through Hebrew Free Loan of San Diego. Our mission is to aid and empower members of the Jewish community by providing affordable interest free loans in accordance with core Jewish values of dignity, respect, compassion, and confidentiality. Completing this application is the first step in the loan process. For any questions about our application form or required documentation, please contact us.
Please read through all the information below before starting your application.
To qualify for a Hebrew Free Loan, you must:
- Be a Jewish resident of San Diego County or part of a household with one self-identifying Jewish individual in San Diego County, or work for a Jewish communal organization in San Diego County, or are applying for a business loan in partnership with a San Diego County Jewish resident;
- have low to moderate annual household income;
- provide one or two qualified guarantors, depending on the loan program;
- have legitimate need, be a responsible individual, demonstrate ability to repay and an inability to obtain funds from traditional lending or other sources;
- Some loan programs have additional requirements; each loan program page describes the specific requirements for that loan.
- For more detailed borrower information, visit our Borrower’s FAQ page
You will need to upload the following documents (for you and for your spouse, if you are married) to complete the application in PDF, JPEG, or PNG format.
- Government issued ID for you and your spouse
Once you have completed your application and spoken with an HFLSD representative, you may be asked to provide further documentation, such as:
- Proof of Income
- Last’s Year’s Federal Tax Return (First 2 pages of Form 1040)
- Proof of Need
Guarantors
At Hebrew Free Loan of San Diego, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old, lives in California and has a credit score of 670 or better. A friend, family member or employer are examples of a guarantor.
