I came to Hebrew Free Loan because I had gotten myself into a substantial amount of credit card debt, and it felt like there was no way out. I have a mental health disorder that causes me to have a tendency towards financial impulsivity and poor money management. Due to the stresses of the pandemic, I started to go further and further into debt. Soon enough, I was in way over my head. I heard about HFLSD via the website of my local Temple, and decided that it was an opportunity worth exploring. I applied for the loan, spoke to a generous relative who was willing to be my guarantor, and was thankfully approved. I received a debt consolidation loan in the amount of $10,000, which will greatly help me to take control of my finances and start on a different path – one of financial security and good money management. It won’t be easy, but I am confident that with the help of the financial advisor that HFLSD provides, and the accountability I have to myself, my guarantor, and HFLSD, I will be able to take the necessary steps to become more responsible for my finances and plan for my future.